You will be working for a well-established global leading company that is agile and dynamic and that specialises in the provision of credit insurance and risk management solutions for corporate clients cross-industry regardless of their size based on global data coverage in-depth risk assessment expertise.
As a senior Credit Analyst, you will be responsible for performing detailed credit analysis on financial ratios, financial analysis and assessments on client accounts, with regular monitoring on company information to ensure information consistency. The role:
Collect company information through research, in-depth phone interviews and/or client visits to get in-depth data and update financial, business and credit information in order to assess business situations
Credit research, in-depth analysis on financial ratios and situation, provide financial analysis, and assessments on the company, with regular monitoring on company information to ensure information consistency
Work closely with Risk Underwriting Team to ensure accuracy of buyer assessments and credit limit decisions
Liaise with overseas colleagues & stakeholders on buyer assessments and procedures
Monitor assigned special industry sectors, produce industry reports, and provide regular sector reviews
Contribute to the improvement for business processes & procedures with workflow
Strive to deliver service quality in line with agreed service level agreements
Monthly management reporting
Ad hoc project work as and when required
To be successful in this role, you need the following essential criteria:
A Graduate with a Bachelors degree in Economics, Finance or Accounting
3+ years’ gained experience in the financial services industry, ideally in the Credit Risk Management business
Strong credit analytical skills and detail oriented, be able to deliver timely and quality output
Experience gained in credit risk management with strong knowledge in financial statement analysis
Strong interpersonal skills and able to work well with all levels of stakeholders across the region
Willingness to take on project work as and when required
First class communication skills both written and verbal
Advanced skills using Microsoft Office Applications
Good numeracy and financial literacy skills
Excellent customer service attitude
A team player with a strong work ethic who is highly self- motivated, mature, responsible and independent